Wall Street giant Cantor Fitzgerald has launched a new product that gives investors exposure to bitcoin’s growth while providing a safety net through gold.
The fund, called the Cantor Fitzgerald Gold Protected Bitcoin Fund, is a five-year vehicle that combines the digital asset’s upside with the stability of the precious metal.
The idea is simple: investors get 45% of bitcoin’s gains over five years, while gold acts as a buffer to protect their initial investment if bitcoin goes down. In other words, investors won’t get all of bitcoin’s upside, but they’ll have a cushion if bitcoin tanks.
“At Cantor, we create innovative products that reflect the shift in how Bitcoin is perceived, from speculative risk to strategic opportunity,” said Brandon G. Lutnick, Chairman and CEO of Cantor Fitzgerald.
“This fund offers downside protection, giving investors a safer way to gain exposure into this growing asset class.”
The fund comes out as bitcoin is trading near historic highs, but still being its volatile self.
After reaching an all-time high of about $124,000 last month, bitcoin has since fallen to just above $112,000. Gold, meanwhile, has hit fresh records above $3,600 per ounce, proving it’s still a traditional safe-haven asset.
Cantor’s product tries to find the middle ground. As Bill Ferri, Global Head of Asset Management at Cantor Fitzgerald, said:
“This gold-protected Bitcoin strategy spans five years and tackles both risks head-on: it captures Bitcoin’s upward trajectory while gold provides a safety net that historically performs well when markets decline.”
The firm says the structure minimizes short-term volatility and correlation spikes so investors can focus on bitcoin’s long-term potential. The idea is simple. The fund allocates capital into two components: bitcoin for growth and gold for protection.
Over the five-year period, investors get 45% of bitcoin’s appreciation. If bitcoin goes down, gold’s performance helps protect up to 100% of the initial investment in dollar terms.
Cantor Fitzgerald also notes the fund has rebalancing and loss thresholds as part of its risk management framework. These are designed to reduce drawdowns in turbulent markets, while maintaining exposure to bitcoin’s overall trend.
For example, if bitcoin were to tank in a month, the gold would help absorb the loss. If bitcoin rallies hard, the gold would cap the upside but smooth out the volatility.
This isn’t a coincidence. Institutional demand for digital assets has grown significantly since spot Bitcoin exchange-traded funds (ETFs) were approved in 2024.
Those ETFs have helped normalize intraday volatility in bitcoin markets but many investors are still wary of the digital asset’s history of wild price swings.
“With risk assets at or near all-time highs, timing and protection matter,” Ferri said. Many institutional and high-net-worth investors are excited about bitcoin’s long-term adoption, but cautious about short-term risks.
Related: Bitwise Introduces Bitcoin & Gold ETP in Europe
